It is in your best interest to ensure that you have coverage to protect your home, condo or tenant residence from accidents, weather-related disasters or other unforeseen circumstances. At Del Smith Insurance, we help our clients receive comprehensive insurance coverage for their personal property.
Whether you are a homeowner, condo owner or a tenant, you can contact us to discuss your specific insurance needs. We will listen to your unique situation and help select your ideal policy. You can have confidence in our many years of experience.
Homeowners: Damage to your home can be costly. Home insurance helps protect your investment against unexpected expenses. We offer a variety of policy forms, such as comprehensive, broad, and named perils. If required, you can opt for optional coverages (sewer back-up, earthquake etc), that will provide additional protection and peace of mind.
Condos: Condominium insurance covers specific aspects of your property, its contents, your living expenses and personal liability. We can help you in understanding
what the condominium corporation is responsible for, and what you need to insure.
Tenants: As a tenant, even the smallest amount of damage to your residence can be a costly loss. Having tenant insurance protects you financially against any damage to your furniture, clothing and other personal property inside your rented space. It also takes care of your living expenses and liability claims.
Rented Dwellings and Condos: Renting out your home can be a problem if it’s not insured properly. It is wise to invest in a specialized insurance policy that will protect you, your rental income and your property.
Seasonal Dwellings: Insuring your seasonal dwelling is important. We can guide you in selecting the most appropriate coverage, based on how often you live in this secondary home and whether you choose to rent it out for any length of time.
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